Page 17 - American English File Student Book 3A_Neat
P. 17
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2 P R O N U N C IA T IO N the letter o
ARE YOU A SPENDER
a Can you remember which word rhymes with money in
OR A SAVER?
the song Girls & Boys?
b Look at some more words with the letter o. Put them in
the correct column.
1 You go shopping and you see som ething very
clothes dollar done honest loan money go expensive th at you really w ant, but can’t afford.
nothing owe shopping some sold won You...
a buy it w ith your credit card. You can w o rry about the
bill next month.
b already have some money in the bank and plan to
save fo r a couple of weeks and then buy the thing
you want.
c b orro w the money and agree to pay back a small
am ount every week.
c 1 38))) Listen and check. 2 You get $100 for your birthday. You...
a spend some of it and save some,
d Look at some words with the letters or. How is or
b go straight to a shopping mall and spend it all.
usually pronounced when it’s stressed? Which two are
c put all o f it in your bank account until you know what
different?
you want to spend it on.
afford order worth organized mortgage store work
3 Do you always know how much m oney you have,
how much m oney you have spent, and on what?
e 1 39))) Listen and check.
a Yes. I'm very organized and know exactly what I have
f Practice saying these sentences. and what I've spent.
Let's go shopping for clothes. b No. I have no idea. W hen I have money, I usually just
Can I borrow some money? spend it.
c I usually have a rough idea about w hat I spend my
He won a million dollars.
money on.
They can’t afford to pay the mortgage.
I work in a store.
4 You borrow ed some money from a friend, but
I've done nothing wrong.
you don’t think th a t you’ll be able to pay it back
by the tim e you prom ised to. You...
3 R EA D IN G & S P E A K IN G a don't w o rry about it. Hopefully your friend w ill forget
about it, too!
a Read the questionnaire and choose your answers, b figure o ut how much money you have and how much
you owe. You speak to your friend and explain the
b Compare your answers with a partner. Say why.
situation and offer to pay the money back in small
installments.
c > - Communication Spender or saver? p.108. Find out if
c talk to your friend and promise that you'll pay him /
you are a spender or a saver.
her back, but it might take a little longer than you
firs t thought.
4 LIS TE N IN G
5 You have a friend who often borrows money
a 1 40))) Listen to six people answering the question Are from you and never pays you back. He / She
you a spender or a saver? How many are savers? wants to borrow $50. You...
a lend him / her the money. You can afford it, and it
b Listen again and match speakers 1-6 with A-F. W ho...?
doesn't m atter if you don't get it back,
A Q always has money in the bank b say no; he / she owes you to o much already,
B [_I often ends up with no money c lend the money, but explain that it is the last time,
C □ thinks he/she is careful with money, but not cheap until he / she has paid back this loan.
D [_] enjoys spending money on his / her hobby
E can save money if he / she needs to
F L J prefers to live now than worry about the future
Online Practice 2A 15