Page 17 - American English File Student Book 3A_Neat
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           2  P R O N U N C IA T IO N   the letter o
                                                                                 ARE YOU A SPENDER
           a  Can you remember which word rhymes with money in
                                                                                 OR A SAVER?
              the song Girls & Boys?

           b  Look at some more words with the letter o. Put them in
              the correct column.
                                                                                 1  You go shopping and you see som ething very
               clothes  dollar  done  honest  loan  money  go                       expensive th at you  really w ant,  but can’t  afford.
                nothing  owe  shopping  some  sold  won                             You...
                                                                                    a  buy it w ith your credit card. You  can w o rry  about the
                                                                                      bill  next month.
                                                                                    b  already have some  money in the bank and  plan to
                                                                                      save fo r a couple of weeks and then  buy the thing
                                                                                      you want.
                                                                                    c  b orro w  the  money and agree to  pay back a small
                                                                                      am ount every week.


           c   1  38)))  Listen and check.                                       2  You get $100 for your birthday. You...
                                                                                    a  spend some of it and save some,
           d  Look at some words with the letters or. How is or
                                                                                    b  go straight to  a shopping mall and  spend  it all.
              usually pronounced when it’s stressed? Which two are
                                                                                    c  put all  o f it in your bank account until you  know what
              different?
                                                                                      you want to  spend  it on.
               afford  order  worth  organized  mortgage  store  work
                                                                                 3  Do you always know how much  m oney you have,
                                                                                    how much  m oney you have  spent, and on what?
           e   1 39)))  Listen and check.
                                                                                    a  Yes.  I'm very organized and  know exactly what I  have
           f   Practice saying these sentences.                                       and what I've spent.
              Let's go shopping for clothes.                                        b  No.  I  have no idea. W hen  I  have money, I  usually just
              Can I borrow some money?                                                spend  it.
                                                                                    c  I  usually have a rough  idea about w hat I  spend  my
              He won a million dollars.
                                                                                      money on.
              They can’t afford to pay the mortgage.
              I  work in a store.
                                                                                 4  You  borrow ed some  money from  a friend, but
              I've done nothing wrong.
                                                                                    you don’t think th a t you’ll  be able to  pay it back
                                                                                    by the tim e you  prom ised to. You...
           3   R EA D IN G  &  S P E A K IN G                                       a  don't w o rry  about it.  Hopefully your friend w ill forget
                                                                                      about it, too!
           a  Read the questionnaire and choose your answers,                       b  figure o ut how much  money you  have and how  much

                                                                                      you owe. You  speak to  your friend and  explain the
           b  Compare your answers with a partner. Say why.
                                                                                      situation and  offer to pay the money back in small
                                                                                      installments.
           c  > - Communication Spender or saver? p.108. Find out if
                                                                                    c  talk to  your friend and  promise that you'll pay him /
              you are a spender or a saver.
                                                                                      her back,  but it might take a little  longer than you
                                                                                      firs t thought.
          4   LIS TE N IN G
                                                                                 5  You  have a friend who often  borrows money
           a   1  40)))  Listen to six people answering the question Are            from  you and  never pays you back.  He / She
              you a spender or a saver? How many are savers?                        wants to  borrow  $50. You...

                                                                                    a  lend  him / her the money. You  can  afford it, and  it
           b  Listen again and match speakers 1-6 with A-F. W ho...?
                                                                                      doesn't m atter if you  don't get it back,
              A  Q   always has money in the bank                                   b  say no; he / she owes you to o  much already,
              B  [_I  often ends up with no money                                   c  lend the money,  but explain that it is the last time,
              C  □   thinks he/she is careful with money, but not cheap               until  he / she has  paid  back this  loan.
              D [_]  enjoys spending money on his / her hobby
              E      can save money if he / she needs to
               F  L J  prefers to live now than worry about the future
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