Page 2 - 2024 Employee Benefits Guide

Contents

Benefits Eligibility 2
Full-time benefits eligibility ..........................................................2
Part-time benefits eligibility ..........................................................2
Changing your pre-tax benefit elections ........................................3
Changing your post-tax benefit elections ......................................3
When benefit coverage begins .....................................................4
Medical, Vision & Pharmacy Benefits 5

Medical benefits summary ...........................................................5
Second medical opinion service ....................................................6
Vision benefits summary..............................................................6
Pharmacy benefits summary ........................................................6
Prescriptions for maintenance medications ....................................6
Prescriptions that are not maintenance medications ......................7
Mail order prescriptions ...............................................................7
Prescription medication tiers ........................................................7
Prescription copayments ..............................................................7
Generic vs. brand-name prescription medications ..........................7
Specialty pharmacy program ........................................................8
Medical premiums for regular, full-time employees ........................8
Spousal premium surcharge.........................................................8
Wellness Program & Incentives 9
LiveWell at TXM ..........................................................................9
Premium incentive activities for current enrollees ..........................9
Premium incentive activities for new hires & new plan additions .....9
Tobacco-free incentive ................................................................9

Dental Benefits 10
Dental benefits summary ...........................................................10
Dental plan premiums for regular, full-time employees .................10
Section 125 Plan & Flexible Spending Accounts 11

Benefit premiums under section 125 ..........................................11
Health care FSA ........................................................................11
Dependent care FSA .................................................................11
FSA rules & regulations .............................................................12
FSA MasrerCard & reimbursements ............................................12
Support, Counseling & Assistance Program 13
SupportLinc counseling services .................................................13
Koa Health - Digital wellbeing support ........................................13
AbleTo - Virtual therapy and coaching .........................................14
UnitedHealthcare virtual counseling ............................................14
Life Insurance 14
Company-paid group life insurance.............................................14
Supplemental term life insurance ...............................................14
Monthly cost for supplemental life coverage ................................15
Dependent term life insurance ...................................................15
Record your life insurance beneficiary .........................................15
AFLAC Cancer Insurance 15

ii 2024 Employee Benefits Guide