Page 3 - 2024 Employee Benefits Guide

Identity Theft Protection 16

Lifestyle Savings Account 16

Pet Benefits 16
Pet insurance ............................................................................16
Pet prescription savings .............................................................16
Student Loan Resources 17

Other Benefits & Savings Opportunities 17
Property & casualty insurance ....................................................17
TXM Retirement Savings Plan 18
Retirement savings plan summary ..............................................18
Starting / changing / stopping contributions................................18
Student loan resource ...............................................................18
Retirement plan beneficiaries .....................................................18
Building ownership in your account ............................................19
Building ownership while on military leave ..................................19
Building ownership while on authorized leave of absence .............19
Vesting for the rehired employee ...............................................19
Plan investments ......................................................................19
Rollovers ..................................................................................20
Loans & distribution options ......................................................20

Disability Benefits 20
Disability management ..............................................................20
Short-term disability ..................................................................20
Benefit premiums while on short-term disability ..........................21
Long-term disability ..................................................................21
Long-term disability benefit .......................................................22
Long-term disability pre-existing condition limitation....................22
Benefit premiums while on long-term disability ...........................22
Supplemental long-term disability insurance ...............................22
Family and Medical Leave Act 23
Job protection under FMLA ........................................................23
Qualifying events under FMLA ....................................................23
Applying for FMLA leave ............................................................23
Ergonomics, Incident Reporting & Workers’ Compensation 24
Ergonomics request ..................................................................24
Incident reporting .....................................................................24
Workers’ compensation .............................................................24
Benefit premiums while on workers’ compensation ......................24

COBRA Continuation of Benefits 25
When medical, dental & FSA coverage ends ................................25
Employees & qualified beneficiaries notice requirements ..............25
COBRA coverage .......................................................................26
Monthly COBRA premiums .........................................................26
COBRA qualifying events ...........................................................27
Military service COBRA coverage ................................................28
Benefit Contacts 29

2024 Employee Benefits Guide iii