Page 47 - BANKING FINANCE JUNE 2016
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ARTICLE
duce and supply quality seed to the milk suppliers and also
provide financial assistance to the individual breeders
who will produce the certified seed and supply to the milk
union for processing and further supplying to the farmers.
Mini and Major cattle feed plants the Automatic Milk Collection stations to increase the ef-
ficiency and accuracy of fat testing in milk and to reduce
The success of livestock farming is largely dependent on the the staff of the society /collection centre through auto-
continuous supply of good quality nutritious feeds at com- mation. These units can be established by the Milk Coop-
petitive price. With the increased demand for livestock prod- erative Societies of the Cooperative Milk Union or Milk
ucts for domestic consumption as well as export, it is nec- Collection Centre of private dairies. Alternatively individu-
essary for the farmers to maintain quality animals with als also can be encouraged to set up these stations in tie
proper feeding and management. The cattle feed produc- up with organized dairies.
tion at current levels of around 6 million tons per annum
is just 10 % of the total requirements. Financing of farmers/individuals to set up dairy
cooling/chilling and processing plants
There is wide gap between demand and supply of cattle
feed and in order to bridge the gap ,Banks can target state The usage of bulk cooling tanks has become popular and is
wherein prospects for new cattle manufacturing units on the rise as it helps in increasing the shelf-life of milk,
are good to provide financial assistance for (a) Construc- facilitates systematic and simple way of milk procurement
tion of factory building, godowns for raw materials as well and ensures procurement of more milk by covering un-
as for finished products, office, canteen, generator room, tapped farther areas for Milk Collection.
essential quarters, etc. (b) Purchase of equipments such as
grinder, feed mixer, pelletizer, elevators , feed packing units
etc (c) Miscellaneous equipments such as transformers ,
generators , weighing scales , vehicles etc (d) Margin money
for working capital requirement for one cycle of operation.
Banks can also provide working capital .A cluster based
scheme approach can also be considered for financing
cattle feed manufacturing units .
Mobile veterinary services / Setting up of a private The components of Bulk Milk Cooling Unit comprises of bulk
veterinary practice cooling tank with accessories, DG set, weighing machine,
weighing bowl, roller conveyor, can wash tub, Automatic
Bank can provide finance for Mobile dispensary to pro- Milk Collection Unit (AMCU), water storage tanks etc. Bank
vide veterinary services at door step of farmers as well as can provide the financial assistance for purchase of bulk milk
to carry out vaccination, surgical and gynecological services. coolers to Village Milk Cooperative Societies of Coopera-
Bank can also provide finance for setting up private vet- tive Milk Unions or Milk Collection Centre of private Dairies
erinary clinics. or units, Producer Companies, SHG Federations, individuals
in tie up with private dairies. The bulk cooling units are also
Automatic Milk collection stations considered as part of large dairy farms and processing units.
A unique system to automate milk procurement operations Manufacturing, storage and marketing of value
of village milk cooperative society is developed. The Auto- added indigenous milk products
matic Milk Collection Station is an integrated unit, combin-
ing different functions of a milk collection center, such as In the total milk /milk product consumption , about 66 %
measuring the weight, fat content & providing the price consists of liquid milk and the remaining consists of milk
output of the milk poured in the center. Bank can extend product viz . ghee, milk powder, cheese, flavored milk, ul-
financial assistance for purchase of various equipments in
BANKING FINANCE | JUNE | 2016 | 47
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