Page 120 - Liability Insurance IC74

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for a period>3 days and is > 16 years of age.
(v) Actual medical expenses - up to maximum of

Rs.12,500 any each case to Rs. 6,000.
(vi) Actual damage to property - up to Rs.6,000.

The right to claim relief in respect of death, injury to
any person, or damage to property shall be in addition
to any other right to claim compensation in respect of
any other law (e.g, common law) in force for the time
being.

However, if the owner, liable to give claim for relief, is
also liable to pay compensation under any other law, the
amount of such compensation shall be reduced by the
amount of relief paid under this Act.

Q2. A civil action for negligence can only be sustained
when certain conditions are satisfied. Enumerate
and explain the conditions.

Ans. Repeat of Q10 of May 2007 & Q2 of May 2008

In simple words, negligence means 'absence of care'. A
civil action for negligence can be sustained when:
(i) there is an existence of duty of care towards the

injured party.

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