Page 157 - Liability Insurance IC74

Guide for Liability Insurance

engagement of the Insured's employees, and

(ii) the Officers, committees and members of the
Insured's canteen, social sports, medical, fire fighting
and welfare organizations in their respective
capacities as such.

(iii) the personal representatives of the estate of any
person entitled to indemnity under this clause.

This additional benefit under the Policy is subject to
compliance by such persons with all the terms and
conditions as though they were insured. The insured
named in the policy is entitled to indemnity under the
policy. This named insured, usually a limited company,
is a separate legal entity. In some cases, however, the
claims based on negligence etc may be made against
the insured company's officials personally. The Clause
extends the benefit of cover to such officials.

Many firms provide recreational facilities for the
employees , e.g football, cricket etc and auxiliary
services such as First Aid, ambulance, fire fighting etc.
The Officers, Committees and etc in charge of such
facilities and services may incur personal legal liability
for any negligence while acting in their respective
capacities.

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