Page 185 - Liability Insurance IC74

Guide for Liability Insurance

For e.g, a defect in a particular batch of injections may
result in injuries to large number of people simultaneously
or one after another.

All such claims are clubbed together for the purpose of
applying the limit of indemnity for any one accident.
Thus, the Indemnity Limit applies to any one claim or a
series of Claims arising from one originating cause.

The clause also provides for a time limitation. Claims
arising from one specific cause made after 3 years after
the first claim of the series are not covered.

Q10. Write short notes on any 3:
Ans: (a) Devendrakumar Vs Nirmalabai (1945) - The
proprietor of a cinema, Devendrakumar Patni failed to
provide a step at the exit of the premises. The exit door
was further blocked by a car which was parked
negligently. The plaintiff, Nirmalabai broke her leg while
leaving for cinema. It was a held that the accident was
caused by the defendant's negligence in not supplying a
step and the danger of accident was further aggravated
by the parking of the car which the proprietor could
have prevented. Accordingly, the cinema proprietor
Devendrakumar was held liable to pay damages.

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