Page 28 - Liability Insurance IC74

The Insurance Times

The coverage is subject to the condition that :
(a) the swimming pool is maintained in hygienic condition

with regular cleaning and maintenance.
(b) sanitary arrangements are proper, and
(c) lifeguards/attendants are on duty when the pool is

in use. The limits of indemnity selected form part of
the overall limits.

(v) Other facilities - legal liability for death or bodily
injury or loss of or damage to or loss of use of
property etc arising out of accidents caused by the
use of such facilities subject to conditions that the

(a) the hotel premises are kept in a state of good repair
and maintenance.

(b) properly trained personnel take care of operation
of such facilities, and

(c) the materials used are proper and free of defect.

Q9. With reference to public liability policy (industrial
risks):
(a) Describe the provisions of Indemnity Clause.
(b) Mention the exclusions which in fact can be covered
under other policies.

Ans.a. The Indemnity clause covers the following by definitions
:
(a) 'injury' means death, bodily injury, illness or disease
. These are known as personal injuries. The policy

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