Page 40 - Liability Insurance IC74

The Insurance Times

Q1. Mention the major items of information in the
Risk Assessment form for large risks in Public
Liability Insurance.(Industrial risks).

Ans. The major items in the form relate to the following:
(a) Particulars of insured and the management of the
company.
(b) General details of premises.
(c) Particulars of assets on premises.
(d) Effluent discharge -
(i) whether discharged from the plant outside the
premises by pipeline.
(ii) whether effluent treated before discharge according
to Pollution Laws.
(iii) whether coverage acquired, if so, the length of the
pipeline from the compound wall of premises to the
disposal point.

(e) Compulsory insurance -
(i) whether insured under Public Liability Insurance Act.
(ii) If so, the name and address of insurance company

and policy number.

(f) Pollution coverage - If pollution cover is required,
the following questions the to be covered:

(i) production program and main products.

(ii) mode of production - continuous or batch.

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