Page 58 - Liability Insurance IC74

The Insurance Times

(i) claims arising out of accidents during the period of
insurance and

(ii) first made in writing against the insured during the
policy period

(iii) arising out of any defects in the products specified
in the Schedule.

Further, the clause provides that the insured is
indemnified in accordance with the Operative Clause
for injury, such damage or pollution but only against claims
arising out of or in connection with products specified
in the Schedule. The definitions of injury, damage,
pollution, policy period, period of insurance and accident
are the same as under public liability policy.

The definition of product is the same as under public
liability policy but the sharp loss - 'but shall not mean
foods and beverages supplied by or on behalf of the
insured primarily to the insured's employees as a staff
benefit' is omitted. This a loss provides a concession to
the insured under a public liability policy, which otherwise
excludes products liability cover.

The clauses 3 to 6, viz, Notification Extension Clause,
Extended Claim Reporting Clause, Indemnity to others,
Cross Liabilities and Defence Costs are the same as

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