Page 61 - Liability Insurance IC74
P. 61

Guide for Liability Insurance

    he will not be held liable in negligence if his act was
    not unreasonable in that difficult situation.

(v) Contributory negligence - if the plaintiff suffers
    injury or damage is partly due to his own fault
    reduced according to the blame attaching to the
    plaintiff.

(vi) Contracting out persons can relieve themselves
    or restrict their liability incorporating conditions in
    the agreements entered with other parties. As long
    as these conditions are not contrary to common law,
    they can be raised as the defence. It is necessary
    for the condition to be effectively brought to the
    attention of the other party whose consent
    expressed nine and are implied, is essential. For e.g,
    disclaimer notice in lift - "passengers and carried at
    own risk and responsibility."

(vii) Limitation - and action can be time-barred under
    the provisions of the statute of limitation.

(viii) Accord and satisfaction - if the claim has been
    settled by agreement and the binding discharge has
    been of obtained, it cannot be reopened. Similarly,
    the law does not allow sucessive actions. If

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