Page 51 - The Insurance Times May 2021

7. This Circular shall come into force with immediate III. Practical training of Six Months with Individual
effect. Experienced Surveyors having 8 years of experience
in the concerned department:
(P K Arora) a) The curriculum remains the same as mentioned at para
Member (Actuary) II(a) under the institutional training.
b) For the applicants, a maximum of three departments
Guidelines for Practical Training for are allowed at the time of enrolment subject to
Surveyors and Loss Assessors meeting the eligibility criteria.

IRDA/SUR/GDL/MISC/068/03/2021 c) Additional departments: After passing the relevant
examination, the applicants have to complete training
Date:01-04-2021
for each additional department for a period of 8 weeks
I. Preliminary with the experienced surveyor having licence and at
These guidelines are issued in furtherance to the Circular least eight years of experience in that line of business.
vide Ref: IRDA/SUR/GDL/MISC/288/12/2020 dated 01/12/ d) The training shall be imparted by an experienced
2020 on Guidelines for Practical Training for Surveyors and surveyor as a part of code of conduct towards
Loss Assessors for obtaining fresh / renewal licence to act professional development by surveyors without charging
as a surveyor and loss assessor. any fee.
These guidelines are being issued in terms of Sec.14 of IRDAI IV. After completion of the training, the applicant has
Act, 1999 and in terms of Regulation 3(2)(b) and (c) of to pass the Final practical test conducted by NIA or
Insurance Regulatory and Development Authority of India III and submit the training evaluation cum
(Insurance Surveyors and Loss Assessors) Regulations, 2015. completion certificate for issue or renewal of license
II. Institutional Practical training: V. This is issued with the approval of the Competent
a) Institutional Practical training for Two Months with Authority.
National Insurance Academy (NIA) or Insurance
Institute of India (III). This should include but not limited (Suresh Mathur)
to the following: Executive Director
(i) Introduction to different types of policies,
endorsements, various terminologies used in Extension of timelines for sale and
insurance, and nature of claims;
renewal of short term Covid specific
(ii) Industrial and field visits to examine practical cases
in co-ordination with insurers and other health insurance policies
stakeholders; IRDAI/HLT/REG/CIR/061/03/2021
(iii) Use of technology, advanced techniques and tools Date:24-03-2021
available for assessment of risks and losses;

(iv) Report writing including presentation of the facts, 1. Reference is invited to the short term Covid specific
terms and conditions of the policy and admissibility health insurance policies permitted to be offered by all
of claims in a precise and accurate manner and Insurers.
importance of timely submission of reports in 2. In partial modification of Clause 5 of Guidelines on
compliance with regulatory requirements; introduction of short term health insurance policies
(v) Code of Conduct required for treating policyholders providing coverage for COVID-19 specific diseases of
fairly during the entire process of assessment of loss. Circular ref.no: IRDAI/HLT/REG/CIR/156/06/2020 dated
23.06.2020 all insurers are permitted to offer and renew
b) Additional departments: A person can enroll for upto
three departments during the aforesaid programme short term Covid specific health policies up to 30.9.2021.
subject to meeting the eligibility criteria. For each of 3. Accordingly, Corona Kavach Policies offered as per
the additional departments, after passing the relevant Guidelines on Covid Standard Indemnity based Health
examination, the applicant has to undergo practical Policy of Circular ref no. IRDAI/HLT/REG/CIR/163/06/
training for a period of 2 weeks. 2020 dated 26.09.2020 and Corona Rakshak Policies
c) The fee per person payable to institution is as specified offered as per Guidelines on Covid Standard benefit
by III or NIA, as the case may be. based Health Policy of Circular ref no. IRDAI/HLT/REG/

The Insurance Times, May 2021 51