Page 303 - IC38 GENERAL INSURANCE

 The nature of goods stored/manufactured, i.e., non-hazardous,
hazardous, extra-hazardous etc.

ii. Marine Insurance
 Method of packing i.e., whether in single gunny bags or double gunny
bags, whether in new drums or second hand drums; etc.
 The nature of goods (e.g. whether the machinery is new or second hand)

iii. Motor Insurance
 Cubic capacity of engine (private car)
 The year of manufacture
 Carrying capacity of a truck (tonnage)
 The purpose for which the vehicle is used
 The geographical area in which it is used

iv. Personal Accident Insurance
 The exact nature of occupation
 Age
 Height and weight
 Physical disabilities etc.

v. Health Insurance
 Any operations undergone
 If suffering from Diabetes or Hypertension

vi. Common features
 The fact that previous insurers had rejected the proposal or charged
extra premium, or cancelled, or refused to renew the policy
 Previous losses suffered by the proposer

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