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n Details involved in this step of identifying & analyzing
exposures can be considered on the basis of following
points:
A) Identification :-
i) Types of exposures i.e. Property, Liability, Personnel,
Income
ii) Identification Techniques i.e.
l Study and enquiry thro' information & documents
l Physical Inspection / Surveys
l Checklists / Questionnaires
l Organisational Charts
l Flow Charts
l Hazard & Operability (HAZOP ) Study
l Fault Trees
l Hazard Indices
l Loss History
Analysis :-
i) Organizational Objectives
ii) Uninterrupted operation
iii) Profit
iv) Stable earnings
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