Page 225 - Fire Insurance Ebook IC 57

The Insurance Times

The other rules are:
(a) If clauses and endorsements are attached to the

policy, they will override the printed matter in the
body of the policy; typewritten matter will override
printed matter and hand- written will override all
other matter.

(b) The words used in the policy are to be given their
plain, ordinary and popular meaning. However,
technical terms have to be construed according to
their technical definitions. Again if the words have
acquired special meaning by reason of statutory
enactment, judicial decision, mercantile use etc, such
meaning will apply. But, all these rules are
overridden if the policy provides its own specific
definition.

(c) The ordinary rules of grammar and punctuation will
apply.

(d) Whenever there is any ambiguity in the policy or
any doubt arises as to the meaning and effect of
the words used, the court gives the benefit of doubt
to the insured. This is a legal rule. The rationale

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