Page 251 - Fire Insurance Ebook IC 57

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(h) If any other person is interested in the property damaged.
(i) If any other insurance is in force upon the property.

Appointment of insurance surveyor

n In case of large losses licensed loss surveyors and assessors are
assigned the job of investigation and to report the cause and
extent of loss.

n The surveyor is furnished with a copy of the claim form, copy of
the policy and other relevant information.

n The basic duty of the surveyors is to investigate and report on
the cause of loss, extent of loss, compliance with the terms and
conditions of the policy, etc.

After completing his initial investigation, the surveyor
submits a preliminary report which would indicate briefly:-

(i) The date of loss
(ii) The situation at which the loss occurred and the details of the

occupancy at the time.
(iii) The cause of the loss if ascertainable.
(iv) A preliminary estimate of the loss or damage.
(v) Any other relevant information.

A final report is submitted giving full details of the adjustment of the
loss, and the surveyor's opinion on the question of liability under the
policy.

The Insurance Company on receipt of the final report scrutinises it

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