Page 279 - Fire Insurance Ebook IC 57
P. 279
The Insurance Times
final survey report of the surveyor in respect
of the following.
Ans. The final survey report in respect of the following
contains:
a. Description of risk - The following information should
be included in the survey report to understand the loss
in the correct perspective, the proposal form, and
representations prior to acceptance.
(i) Construction, number of storeys, physical condition,
maintenance etc.
(ii) Occupancy, which part was occupied by the
insured, details of other occupancies, Whether
there was any loss in other occupancy etc.
(iii) Type of property - stock in trade, raw materials,
stock in process, finished goods, process of
manufacture.
(iv) Protection - hydrants, sprinklers, distance from the
fire brigade, water supply, etc.
(v) Exposure - Special vulnerability of the property to
fire, explosion, flood, storm etc.
(vi) Character of the neighborhood, previous fire record
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