Page 279 - Fire Insurance Ebook IC 57
P. 279

The Insurance Times

        final survey report of the surveyor in respect
        of the following.

Ans. The final survey report in respect of the following
         contains:

a. Description of risk - The following information should
         be included in the survey report to understand the loss
         in the correct perspective, the proposal form, and
         representations prior to acceptance.
         (i) Construction, number of storeys, physical condition,
              maintenance etc.

         (ii) Occupancy, which part was occupied by the
              insured, details of other occupancies, Whether
              there was any loss in other occupancy etc.

         (iii) Type of property - stock in trade, raw materials,
              stock in process, finished goods, process of
              manufacture.

         (iv) Protection - hydrants, sprinklers, distance from the
              fire brigade, water supply, etc.

         (v) Exposure - Special vulnerability of the property to
              fire, explosion, flood, storm etc.

         (vi) Character of the neighborhood, previous fire record

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