Page 47 - Insurance Times July 2021

LEGAL

Vehicle Insurance

Ludhiana: Live-in couple killed child for attack. When they were planning to cremate the body, the
factory owner called the police. The police sent the body
insurance money for autopsy and the report confirmed she was murdered
A day after a woman and her live-in partner were arrested by strangulation.
for killing her nine-year-old daughter, police said the duo "During interrogation, the accused revealed that they had
committed the murder for insurance money. They tried to bought an insurance policy for Bharti in 2018. In 2019, they
make it look like a natural death to get Rs 2.50 lakh claim had bought a plot for Rs 3 lakh on installments. They had
to repay a loan they took for a plot, but their employer
already paid Rs 1.49 lakh to a bank, but were facing
called the police.
problems to repay the remaining installments. Therefore,
Victim 's mother Pinki, 27, and her live-in partner they made a plan to murder Bharti to get Rs 2.50 lakh
Narinderpal Singh, 31, were produced before a court that insurance money. They decided to repay the loan with the
remanded them in three days' police custody. Humbran amount and keep the rest of the money with them," she
police post in-charge ASI said, "In 2010, Pinki, who hails added.
from , had got married in Moga. She gave birth to Bharti Pinki and Narinderpal have been charged with murder.
in 2012. Due to her strained relations with her husband,
she left his house when Bharti was eight months old and
came to Ludhiana. She started working at a cattle feed Wife not entitled to insurance money if
factory in Humbran and also got accommodation on its not contributed by deceased husband:
premises. There, she met Narinderpal, the factory owner's Madras High Court
driver. Since 2014, they have been living together and also
have a six years old son." The wife will not be entitled to any legal share in the
insured money, if her deceased husband did not contribute
As Narinderpal did not like Bharti, Pinki tried convincing her any premium, the Madras High Court has ruled. Justice S
relatives, including her brother, to adopt her, but nobody Vaidyanathan gave the ruling while passing interim orders
agreed. The couple had also sent Bharti to a house to work
on a petition from G Asha, wife of Ganesh Raja of
as a domestic help, but they sent her back after some time, Veppampattu in Tiruvallur district, recently. The judge said
he added.
he wants to know as to who had paid the premium in its
"In the wee hours of June 20, Narinderpal came back home entirety till the demise of Ganesh Raja, either her father-
after his night duty in the factory. Around 2.30am, Pinki in-law or her deceased husband himself.
gagged Bharti with a dupatta while she was sleeping and
Till time the fact as to who had paid the premium to the
Narinderpal strangled her to death. He then went back to
insurance company and whether any single pie had been
duty. When he returned home in the morning, the two took contributed by the deceased or not, is known, this court
Bharti to a private hospital, where doctors declared her
cannot decide the issue relating to the entitlement of the
dead," he said.
petitioner to claim a share in the maturity amount, the
The couple told everyone that Bharti had suffered a heart judge said. In case the deceased husband had not made any

The Insurance Times, July 2021 47