Page 42 - Insurance Times February 2024
P. 42
cancer cases, they can definitely play a major role in a framework to enforce the minimum business requirement
providing financial backup and helping people get access to of such products.
quality treatment after a cancer diagnosis.
References:
Though there are a few cancer-specific Insurance plans 1 The Indian Journal of Medical Research, 156(4-5), 598-
available by life, health, and non-life Insurance companies 607. Sathishkumar, K., Chaturvedi, M., Das, P., Stephen,
in India, unfortunately, due to lack of awareness, these plans S., & Mathur, P. (2022). Cancer incidence estimates for
are not very popular in the Indian market. Considering the 2022 & projection for 2025: Result from National Cancer
financial toxicity involved in cancer treatment and the Registry Programme, India. https://doi.org/10.4103/
limitations of the basic hospitalization product to provide ijmr.ijmr_1821_22 Visited 10.09.2023
complete coverage, the insurance industry needs to focus 2 The Indian Journal of Medical Research, 156(4-5), 598-
more on such disease-specific variants. 607. Sathishkumar, K., Chaturvedi, M., Das, P., Stephen,
S., & Mathur, P. (2022). Cancer incidence estimates for
Developing, promoting, and creating awareness about 2022 & projection for 2025: Result from National Cancer
cancer-specific policies providing comprehensive coverage Registry Programme, India. https://doi.org/10.4103/
ijmr.ijmr_1821_22. Visited 10.09.2023
including treatment in other lines of therapy besides
allopathic for coverage in India and abroad would be a 3 https://www.practo.com/health-wiki/cancer-treatment-
substantial stride by the Insurance industry towards India/289/article#:~:text=The%20minimum%20price,
providing access to cancer treatment and care. INR%20Rs.27%2C50%2C000 visited 20.09.2023
4 https://www.fortunebusinessinsights.com/oncology-
Insurance Regulator should encourage not only the drugs-market-103431 visited 21.09.2023
development of such innovative products but also develop 5 IRDA report 2021-2022
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