Page 200 - Motor Insurance Ebook IC 72

The Insurance Times

(g) Declaration - The answers to the questions are
followed by declaration. The Declaration Clause in
the proposal form converts the common law duty
into a contractual duty of utmost good faith. The
effect of this is that the answers given in the
proposal become warranties.

Q 3. Certain common features appear in all types of
Ans. Motor Certificates of Insurance. What are they?
In Motor Insurance, in addition to the policy, a
Certificate of insurance in the prescribed form is issued
as required by the Motor Vehicles Act. There are
certain common features which appear in all types
of motor certificates of insurance. These are as under:
(a) Certificate number.

. (b) Registration mark and number or description of the
vehicle insured.

(c) Effective date of commencement of insurance for
the purpose of the Act;

(d) Date of expiry of insurance;

(e) Persons or classes of Persons entitled to drive;

(f) Limitations as to use

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