Page 255 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

(5) Fitness Certificate - This applies to commercial
vehicles. The MV Act Sec. 56 specifically states
that the vehicle registration is invalid without the
Fitness certificate.

(6) Permit

(7) Police Report

(8) Final Bill from repairs

(9) Satisfaction Note from the insured; where it is
required.

Q 7. (10) Receipted bill from the repairer, if paid by insured.
Ans. Describe in brief the procedure involved in Own
Damage Claim.
The procedure involved in Own Damage Claim can
be summarized as under:
i) Preliminary Steps - On receipt of notice of loss,

the policy records are checked to see that the policy
is in force and that in covers the vehicle involved.
The loss is entered in the Claim register and a
claim form is issued to the insured for completion
and return. The Insured is required to submit a
detailed estimate of repairs from any repairer of his
choice.

Generally, these repairs are acceptable to the

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