Page 258 - Motor Insurance Ebook IC 72

The Insurance Times

the question of negligence on the part of the
vehicles and the consequent delay and expenses.

This agreement is applicable for private cars insured
separately with two different insurers for
comprehensive risks.

The agreement is not applicable to cases where one/
or both the vehicles are used for hire or reward.

Q98. Due to sudden breakage of steering rod, a private
Ans. car, driven by a paid driver, goes off the road and
collides with the compound wall and gate of a factory.
The insured has submitted a claim under a private
car comprehensive policy in respect of the following:
a) Repair of damage to the radiator and engine.
b) Replacement of left front tyre totally damaged.
c) Replacement of steering rod.
d) Replacement of windscreen, which was

smashed to pieces.
e ) Claim from the paid driver (Under W.C. Act)

for temporary total disablement due to injuries
sustained in the accident.
a) Repair of damage to the radiator and engine -
Insurers are liable under the policy and actual cost
minus depreciation is payable.

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