Page 273 - Motor Insurance Ebook IC 72

Guide for Motor Insurance

whether the injury has resulted in permanent
disability.
iii) The period and expenses for medical
treatment.

c) Information required for third party property claims:
i) The estimated cost of repairs.
ii) The depreciation in value of the property.
iii) The cost of hiring alternate property or
alternatively loss of house or loss of profit
during the period of repairs. In addition to the
above the following information is required
to determine the question of the insurers'
liability for third party claims under the Motor
Policy:

a) Existence of valid insurance cover.
b) Limit of liability under the Policy.
c) Defences under the Motor Vehicles Act, whether

available or not

Q 3. Define Negligence. What are the conditions for
Ans. sustaining civil action for negligence? Discuss
the circumstances in which liability for accidents
through negligence in the use of motor vehicles
usually arises.
Negligence means 'absence of care'. It is defined as

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