Page 272 - Motor Insurance Ebook IC 72

The Insurance Times

Q 2. What are the information required to determine
the question of third party liability of the insured
and the liability under Motor Policy?

Ans. Following information are required to determine the
question and extent of third party liability of the insured
and the liability under Motor Policy:
a) Information required for all types of T.P. Claims:
i) Statements of the driver and witnesses to the
accident.
ii) Details of the driver's prosecution, charges,
and depositions during the criminal
proceedings and judgment.
iii) Details of the accident to decide negligence
of the parties involved for deciding the aspect
of contributory negligence.

b) Information required for Fatal Claims:
i) The post mortem report.
ii) The age and status of the deceased, his
monthly income, his Contribution to the family
and the status of the claimant and his
relationship with the deceased.
iii) Dependency.

c) Information required for injury claims:
i) The age, occupation and income of the injured.
ii) The nature and extent of the injuries and

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