Page 363 - Motor Insurance Ebook IC 72
P. 363
Guide for Motor Insurance
iii) any vehicle qualifying for a private car license
is excluded;
iv) any goods carrying vehicle used under a
private or public carrier permit issued in
accordance with the Motor Vehicles Act, is
excluded.
Q11. Enumerate the extra benefits available under
Ans. motor Cycle Comprehensive Policies.
Extra Benefits under motor Cycle Comprehensive
Policies:
(1) Loss of Accessories - The policy does not cover
Loss of Accessories by Theft. This may be covered
at an additional premium of 3% on the value of such
accessories, with a minimum premium of Rs. 15
subject to a compulsory excess of Rs. 50/-
(2) Legal Liability to persons employed in connection
with the operation and / or maintenance - Legal
Liability to persons employed in connection with the
operation and / or maintenance of the Motor Cycle
under the Workmen's Compensation Act, 1923,
Fatal Accidents Act, 1855 and at Common Law may
be covered at the extra premium of Rs. 15 per
person.
(3) Liability to Employees of the Insured - Legal
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