Page 421 - Motor Insurance Ebook IC 72
P. 421

Guide for Motor Insurance

IMT. 21. SPECIAL EXCLUSIONS AND COMPULSORY
DEDUCTIBLE
(Applicable to all Commercial Vehicles excluding taxis
and motorized two wheelers carrying passengers for hire
or reward.)

As per this condition in case of all Commercial Vehicles
excluding taxis and motorised 2 wheelers following shall be
excluded:-

Special Exclusions
Loss of or damage to lamps tyres tubes mudguards bonnet side
parts bumpers and paint work.

IMT 23. COVER FOR LAMPS TYRES / TUBES
MUDGUARDS BONNET /SIDE PARTS BUMPERS
HEADLIGHTS AND PAINTWORK OF DAMAGED
PORTION ONLY .
(For all Commercial Vehicles)

As per this condition in case of all Commercial Vehicles
excluding taxis and motorised 2 wheelers the exclusions under
IMT21 shall be covered on payment of extra premium.

The company will pay for loss of or damage (excluding theft
under any circumstances) to lamps tyres/tubes mudguards
bonnet/side parts bumpers headlights and paintwork of damaged

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