Page 49 - Insurance Surveyors Book Ebook IC S01

Survey And Loss Assessment IC-S01

Passengers Carrying Vehicles; All vehicles used for hire or reward with different

registered passenger carrying capacity. These may be metered or no-metered. They

also include vehicles owned by hotels and hired to guests. Three wheelers motorized

vehicles are also part of this class of vehicle. Which includes i) Passengers Carrying

Vehicles with Carrying capacity up to 6 passengers. ii) Three wheelers with a carrying

capacity between 7 & 17 passengers. iii) Other vehicles with a carrying capacity over

6 passengers.

Taxi Car: Includes i) Taxis or Private Car Type Vehicles plying for public hire. ii) Private

Type Taxis let out on Private Hire direct from the Owner with or without meters and

driven by the Owner or an employee of the Owner. iii ) Private Car type vehicles let

out on Private Hire and driven by the Hirer or any driver with his permission. iv)

Private Car Type Vehicles owned by Hotels and hired by them to their guests.

Miscellaneous and Special Type Vehicles: These are Ambulance, Breakdown

Vehicles, Dumpers, Dispensaries, Excavators, Hearses, Plane loader, Tractors,

Trailers, Refuse Carts, Mobile shops, Electrical Trolleys Footpath rollers etc. These

vehicles are insured under commercial vehicle category since used for commercial

purposes. However, the use of the vehicle may be confined to the business premises

of the insured.

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