Page 21 - Banking Finance September 2025
P. 21
PRESS RELEASE
HDFC Bank Invests in BharatGPT Creator CoRover
HDFC Bank, announced that it has invested in CoRover, a leading conversational AI company. CoRover has created
BharatGPT a pioneering, sovereign, and enterprise-grade Large Language Model (LLM).
CoRover, which has a user base of 1 billion and is trusted by over 25,000 enterprises and developers, develops
conversational AI agents, AI Assistants (VideoBot, VoiceBot, ChatBot), and Telephony AI solutions. These solutions are
powered by BharatGPT, a multilingual, multimodal, and domain-adaptable LLM built entirely in India, for India.
Arup Rakshit, Group Head Treasury, HDFC Bank said, Development of BharatGPT, which enables exchange of information
in multiple Indian languages for a diverse country like India, set apart CoRover for us. We value the expertise of CoRover,
catering to the unique vernacular requirements. We are privileged to play a meaningful role in the IndiaAI Startups
Global Accelerator Programme through CoRover.
Ankush Sabharwal, Founder & CEO of CoRover said, We are honoured to have the trust and support of HDFC Bank,
along with other investors, as we expand the reach and impact of BharatGPT. This partnership signals a shared
commitment to building AI that is sovereign, secure, inclusive, and capable of scaling across Indias most critical sectors.
CoRover acknowledges the pivotal role of the Government policy push and initiatives like IndiaAI Mission, for presenting
opportunities like the IndiaAI Startups Global, a prestigious international acceleration programme in partnership with
Station F, Paris and HEC Paris.
CoRovers proprietary platform enables enterprises to rapidly deploy intelligent conversational AI agents across voice,
video, and chat integrated with BharatGPTs deep language understanding, dialectal diversity, and contextual accuracy.
The companys recent launch of BharatGPT Mini allows AI to function on low-end devices and without internet connectivity
(Telephony AI), dramatically expanding accessibility in infrastructure-limited environments.
SBI Card and PhonePe Forms Strategic Partnership; Launch Co-
Branded PhonePe SBI Card
SBI Card, Indias largest pure-play credit card issuer, in partnership with PhonePe announced the launch of PhonePe SBI
Card. This new co-branded credit card aims to provide a rewarding experience on everyday spends, crafted to serve the
evolving financial needs of customers across India. The credit card comes in two variants, the PhonePe SBI Card PURPLE
and the PhonePe SBI Card SELECT BLACK, catering to diverse customer preferences, and lifestyle spending needs.
Additionally, both the variants of this contactless credit card are available on the RuPay and VISA payment networks,
giving consumers the choice of network that best suits their needs. The RuPay cards can be linked to UPI as well and can
be used for transactions at millions of UPI merchants across the country. The VISA variant can be tokenised on PhonePe
and used securely across a host of online merchants.
With the new PhonePe SBI Card, customers can earn reward points on various everyday transactions, including groceries,
bill payments, travel bookings, utility payments, insurance premium payments, and more, across online and offline shopping
platforms. PhonePe SBI Card SELECT BLACK cardholders can earn up to 10% value back as reward points on essential and
frequent PhonePe in-app transactions. Customers can also avail up to 5% value back as reward points on all their online
spends on other platforms.
Furthermore, the application process is integrated into the PhonePe app, where customers can easily apply for the
PhonePe SBI Card through digital application. Customers can make purchases using the PhonePe app and repay their
credit card bill on PhonePe platform.
Speaking on the launch, Ms. Salila Pande, MD & CEO, SBI Card, said, Digital payments in India are experiencing rapid
growth, driven by increasing convenience and accessibility of digital platforms. Our strategic partnership with PhonePe
is a significant step towards further popularising credit card usage, by combining SBI Cards deep domain expertise and
PhonePes extensive digital network. This credit card is thoughtfully designed to offer a unique blend of exceptional
benefits and unmatched convenience with every transaction. The launch of PhonePe SBI Card reflects our continued
commitment to delivering best-in-class products, tailored for evolving consumer needs.
BANKING FINANCE | SEPTEMBER | 2025 | 19