Page 57 - Banking Finance June 2023

FEATURES

Property services a click away

Real estate transactions are complicated and provide reference information such as survey number. Tamil
T involve long process and delays. But with many Nadu lets you view Patta Copy, ARegister Extract and the
extract from the Town Survey Land Register (TSLR)
Government agencies going digital, getting
information such as circle rates, submitting
taluk and block.
forms, making payments or filing complaints has moved document for a given survey number and location, including
online. In general, registration, transfers and mutations,
duty payments, record modifications, verifications and Beyond records, you can also find other useful data. For
reporting can now be done online. instance, Greater Hyderabad's website (ghmc1.ghmc.gov.in/
Tax/calculationofpropertytax.asp) features online calculator
While property is a State subject with varying rules and fees, for property tax. Likewise, kaverionline.karnataka.gov.in
one portal to get started is services.india.gov.in; you will find offers a dashboard giving annual, monthly and daily data on
"Housing and Property" under "Electricity, Water and Local approval timelines and number of pending applications and
Services". This lists links to State and City departments and Haryana lets you check available slots for property
their various online services - such as obtaining building registration appointment and book it up to 60 days in
permits and paying property tax. You can also look at State advance.
Government websites such as eservices.tn.gov.in in Tamil
Nadu for a comprehensive list of their online services. Verification, Valuation
Some States also offer additional property information for
Finding Information verification. For instance, in West Bengal, you can check land
You can access public property records online, helping to records to know if a given land is owned privately or by the
understand the legal and other issues around ownership. government. In Haryana, you can check litigation and search
Often, some data can be seen without providing any for court records on the status of the case.
reference information (such as survey number). For example,
Uttarakhand's bhulekh.uk.gov.in website provides the size When buying apartments, it also helps to check the RERA
of land for urban and rural areas. In Rajasthan, you can view portal for your State that lists registered projects and
and print Jamabandhi document for any piece of land from agents. You will find data such as RERA complaints filed and
the apnakhata.raj.nic.in site (which is in Hindi). the current status, including questions raised and judgment
- handy when you have an issue with a developer or to
Some data, such as verification, requires providing specific understand problem areas and avoid them.
details or fees. For instance, in Kerala you can search for
property details including owner information and any dues You can also get valuation information based on circle rates
to be paid at their Sanchaya website by giving the property and registered value of transactions for free. One example
ID. In Maharashtra, the Mahabhulekh website is igreval.maharashtra.gov.in/ valuation; you need to register
(bhulekh.mahabhumi.gov.in) provides 7/12 or Satbara Utara with your mobile number but the data is free.
(land record) and property card, which gives the record of
land ownership history, on giving survey number or owner There are also private websites that provide valuation
details. Karnataka.gov.in shows various property related insights. The market value estimator from housing.com
data such as Record of Rights, Tenancy and Crops (for takes information such as city, project (large, popular
agriculture land), mutation register and status, once you projects can be accessed from a list), size and details of

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