Page 54 - Banking Finance August 2019

RBI CIRCULAR

4. All other provisions of the ECB policy remain per cent, exclusively meant for incremental exposure
unchanged. AD Category - I banks should bring the to NBFCs/HFCs, will form part of general FALLCR as and
contents of this circular to the notice of their when the increase in FALLCR takes place as per original
constituents and customers. schedule on August 1 and December 1, 2019.

5. The Master Direction No. 5 dated March 26, 2019 is 3. All other instructions as per our circular ibid remain
being updated to reflect the above changes. unchanged.

6. The directions contained in this circular have been Yours faithfully,
issued under section 10(4) and 11(2) of the Foreign (Saurav Sinha)
Exchange Management Act, 1999 (42 of 1999) and are Chief General Manager-in-Charge
without prejudice to permissions / approvals, if any,
required under any other law.
Banking Promotional Exam Sample Questions – Ans. 13

Yours faithfully 1. a. 6
Ajay Kumar Misra 2. c. INR 1 lakh per month
Chief General Manager-in-Charge 3. e. Rs. 4,500 crore

4. b. Ngultrum
Basel III Framework on Liquidity
5. c. INR 10,000 crore
Standards - Liquidity Coverage Ratio
6. d. Survey on Retail Payment Habits of Individuals
(LCR), FALLCR against credit disbursed to 7. c. Rs 2,159 crore

NBFCs and HFCs 8. a. ICICI Bank

RBI/2019-20/12 9. d. Lucknow
July 5, 2019 10. d. Panda Bonds
11. a. Rs 40,400 crore
1. Please refer to our DBR.BP.BC.No.34/21.04.098/2018-
12. e. ESAF SFB
19 dated April 4, 2019 wherein banks have been
permitted to reckon, in a phased manner, an additional 13. a. Amazon India
2 per cent of government securities held by them under 14. a. NITI Aayog
Facility to Avail Liquidity for Liquidity Coverage Ratio
15. e. Maldives
(FALLCR) within the mandatory SLR requirement, as
Level 1 HQLA for the purpose of computing Liquidity 16. a. Uday Shankar
Coverage Ratio (LCR). 17. a. IDFC First Bank
18. d. Paisabazaar.com
2. As per the roadmap, FALLCR is scheduled to increase
19. e. Rs 97.84 Crore
by 0.50 per cent of NDTL on August 1 and December
1, 2019, respectively. It has been decided that, with 20. b. Rs 41,000 crore
immediate effect, banks will be permitted to reckon 21. a. J&K Bank
this increase in FALLCR of 1.0 per cent of the bank’s
22. b. 100
NDTL as Level 1 HQLA for computing LCR, to the extent
23. d. Credit
of incremental outstanding credit to NBFCs and
Housing Finance Companies (HFCs) over and above the 24. e. 25%
amount of credit to NBFCs/HFCs outstanding on their 25. b. Pranab Kumar Das
books as on date. The frontloading of FALLCR of one

54 | 2019 | AUGUST | BANKING FINANCE