Page 54 - IC24 LEGAL ASPECTS OF LIFE ASSURANCE
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Service tax is leviable on life insurance service to the extent of
risk cover.
Extra Reources
Saving on Tax with Life Insurance:
Deductions:
Section 80C:
There are many investments that can help you save on tax under
Section 80C, the most popular and beneficial of which is investing in a
good life insurance policy.
This deduction is available for individuals and Hindu Undivided
Families (HUF).
The maximum amount that can be exempted from taxation under
Section 80C, 80CC and 80CCE is Rs.1,50,000.
Deductions are only allowed for Premiums up to 20% of the Sum
Assured, if the amount of Premium paid in a particular financial year
for a policy is in excess of 20% of the actual Sum Assured. This is
relevant only to policies that were issued before 31 March 2012.