Page 57 - The Insurance Times February 2026

Legal Briefs

UP man gets son killed for Rs. 2 crore The case was filed by Dadri resident Nitu Nagar, who had
approached the district consumer disputes redressal com-
insurance mission (DCDRC) on Sept 1, 2022, seeking relief after her
A 50-year-old man from Sambhal was arrested for allegedly medical claim was rejected.
giving 'supari' to contract killers to murder his own son and
Nagar told the commission that her husband, Ajay Nagar,
fraudulently claim a Rs 2 crore insurance payout following
had been a policyholder under Star Health's Family Health
an advocate's advice. Three others involved in killing Aniket
Optima Insurance Policy since 2018, renewing it every year
Sharma, 22, were also held, police said. without interruption. The claim was raised in Jan 2022,
Aniket was found dead near a farm along a road in during the fourth year of coverage, when she was admit-
Moradabad district on Nov 16. His father, Baburam Sharma, ted to Yatharth Hospital in Greater Noida. She had high fever
initially insisted that his son was killed in a road accident and and breathing difficulty, symptoms that her family believed
refused to file a complaint. But, the autopsy report indicated warranted immediate medical attention.
"head injury due to an assault" and it led cops to dig more
into the case. Pay Rs. 11 crore to kin of bizmna killed
Baburam kept changing his police statement and finally in crash
confessed during questioning. An FIR was subsequently reg- A general insurance company and a truck owner have been
istered under BNS section 103 (murder) in Moradabad af- directed to pay Rs 10.9 crore compensation to the kin of a
ter a complaint by Aniket's uncle. Mumbai businessman who died in multi-vehicle crash on
Pune-Mumbai expressway on Jan 9, 2012.
Baburam told cops that he personally handed Aniket over to
the contract killers -- allegedly for Rs 3.5 lakh -- on the pretext A motor accident claims tribunal in Pune ordered the com-
of taking him out. They allegedly first assaulted him, then in- pensation to be paid with 7.5% per annum interest from
flicted a fatal blow on his head and dumped him near the road March 1, 2016, the date of filing of the petition. The over-
to pass it off as a hit-and-run case. The hired men also ran a all compensation with interest works out to more than Rs
car over the 22-year-old's body to "mislead the investigators". 18 crore and will continue to grow till actual realisation of
payment.
Doc, not insurer, decides line of treat- Rajiv Vinod Shah (41) was travelling from Mumbai to Pune
in his Honda City. A truck going to Mumbai from Pune hit a
ment: Panel car, which crashed through the road median and collided
Decisions on the line and method of treatment are not the head on with Shah's car. A state transport corporation's bus,
insurance company's to make but the medical fraternity's, which was following the victim's vehicle, hit the car of Shah,
the district consumer commission has ruled in a case related who died on the spot.
to rejection of a claim to a Covid patient.
Six members of his family filed an accident claim petition
The order came while the panel was hearing a complaint before the tribunal, seeking Rs 17.4 crore compensation
against Star Health and Allied Insurance, which had denied with interest. The tribunal proceeded ex parte against
a Covid-related claim on the grounds that the patient was the truck owner as he never appeared before it during the
asymptomatic and should have been treated in home isola- hearing.
tion. The commission directed the insurer to settle the claim The insurance company contested the claim, among other
of around Rs 50,000 with a 6% annual interest and pay an things, on the grounds that the accident resulted from com-
additional Rs 2,000 towards litigation costs within 30 days posite negligence of all three vehicles and that the other
of the order. two vehicles were not involved in the proceedings. T

50 February 2026 The Insurance Times