Page 107 - Misc Ebook IC 78

Miscellaneous Insurance

b) Distinguish between the following:

(i) Mediclaim and Jan Arogya Policy
(ii) Mediclaim and Group Mediclaim.
Ans.a) The various heads under which the hospitalisation
expenses incurred are reimbursed are the
following:
(i) Room, boarding expenses in the hospital or nursing

home.
(ii) Nursing expenses.
(iii) Surgeon, Anaesthesia, Medical Practitioner,

Consultants, Specialist Fees.
(iv) Anaesthesia, Blood, Oxygen, Operation Theatre

Charges, Surgical Appliances, Medicines and Drugs
Diagnostic Materials, X-Ray, Dialysis,
Chemotherapy, Radiotherapy, Cost of Pacemaker,
Artificial Limbs and cost of Organs and similar
expenses.
Ans.B) (i) Mediclaim and Jan Arogya Policy -Mediclaim
policy is designed to provide reimbursement and
domiciliary hospitalisation expenses for illness or
disease suffered for any accidental injury sustained
during the policy period. Apart from the

Sashi Publications - www.sashipublications.com 103

Copyright@ The Insurance Times. 09883398055 / 09883380339