Page 14 - Misc Ebook IC 78
P. 14
The Insurance Times
not applicable if the policy is being renewed after
continuing for the preceding 12 months without any
break.
(iii) During the first year of operation of the policy,
treatment of diseases like Cataract, Benign Prostatic
Hypertrophy, Hysterectomy for Menorrhagia or
Fibromyoma , Hernis, Hydrocele, Congenital
Internal Diseases, Fistula and Piles, Sinusitis and
related disorders are excluded.
(iv) Diseases or disorders from war and kindred perils
and nuclear weapons material are excluded.
(v) Circumcision (until necessary for treatment of a
disease not excluded under the policy), vaccination
or inoculation, change of life, cosmetic or aesthetic
surgery, plastic surgery other than necessitated due
to any accident or illness, is excluded.
(vi) Cost of spectacles, contact lenses and hearing aids,
etc are termed normal maintenance expenses and
are excluded from the policy.
(vii)Dental treatment or surgery of any kind unless
requiring hospitalization, is excluded.
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