Page 237 - Misc Ebook IC 78

Miscellaneous Insurance

(vi) Losses arising from riot, strikes and civil commotion
and acts of terrorism.

(vii)Losses occurring by the use of keys to the safe
unless such keys were obtained by force or threat.

(viii)Money carried under contract of affreightment and
theft of from unattended vehicle.

Q3.a) Detail the common features of shopkeepers
and household insurance policies.

Ans. The common features of shopkeepers and
household insurance covers are :

A. (i) Loss of or damage to buildings or contents whilst
contained in insured premises by (1) Fire, lightning,
explosion of gas in domestic appliances.

(ii) Bursting and overflowing of water tanks.
(iii) Aircraft or articles dropped there from.
(iv) Riot, Strike and Malicious Act.
(v) Earthquake, Subsidence, Landslide
(vi) Flood, Storm, Tempest.
(vii)Impact damage by any rail or road vehicle or

animals.

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