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              Exclusions: Shortage due to error, money
              entrusted to person other than insured/employee, loss
              of money from safe by duplicate keys.

         (vi) Section IV - Fixed Glass and Sanitary Fittings
              including damage to frames.

              Risk covered: accident/breakage

         (v) Section V- Fidelity Guarantee - of any salaried
              person employed by the insured.

              Risk covered: Pecuniary loss caused by fraud or
              dishonest act.

         (vi) Section VI(A) - Electronic Equipment and data
              carrying material.

              Risk covered: Unforeseen sudden physical loss,
              or damage due to any cause other than those
              specifically excluded.

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