Page 245 - Misc Ebook IC 78

Miscellaneous Insurance

(iii) Wear and tear from normal usage.
(iv) Loss or damage due to faults existing at the time of

commencement of risk known to the insured but
not disclosed to the Company.
(v) Loss or damage to belts, ropes, chains, all operating
media, packing materials etc.

There is an excess of Rs.1000 on each and every claim.
For machinery breakdown the excess is 1% of the value
of machinery or Rs.1000 whichever is higher.

OR

Delay of Baggage Cover under Videsh Yatra Mitra
policy- This insurance pay up to the limit of cover
mentioned in the schedule for the necessary emergency
purchase of replacement items in the event that the
insured person suffers a delay of more than 12 hours
for the delivery of checked in baggage (by any
international airline for an international outbound flight
from India) from the scheduled arrival time at the
destination.

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