Page 379 - Misc Ebook IC 78
P. 379
Miscellaneous Insurance
Notes: 1) For children the cover is limited to death &
Total or Partial
Permanent Disablement. (2) Premium payable for
husband and wife will be on the total sum insured for
husband and wife. (3) A discount of 5% may be granted
on the gross premium.
Extensions:
(i) Medical Expenses - A personal accident policy can
be extended to cover Medical Expenses.
(ii) War and Allied risks - War risk cover can be granted
to Indian personnel or experts working in foreign
countries on civilian duties on extension.
Proposal Form: The form requires the following
information:
(i) Personal details
(ii) Physical conditions
(iii) Habits & pastime
(iv) Other or previous insurances
(v) Previous accidents or illness
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