Page 71 - Misc Ebook IC 78

Miscellaneous Insurance

violence or through means of force, then the claim
is granted. This is generally known as the key
course. It is necessary to note that the use of force
did not be necessarily against a person, but can be
against property as well.

For example, if the key to the safe secured in a
cupboard is removed after forcing open the
cupboard, the loss is covered by the policy. The key
clause cannot be even removed by a payment of
extra premium.

(c) Sericulture- Sericulture is rearing of silkworms.
This scheme is applicable to Univoltine, Bivoltine
and Multivoltine breed of silkworms fed on mulberry
leaves only. Indemnity is provided in respect of total
loss or destruction of the cocoons, following the
death of the silk worms due to any accidents or
disease during the period of insurance.

Some of the important explosions are as follows:
(i) Diseases contracted prior to or within 5 days from

the date of commencement of risk

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