Page 94 - Misc Ebook IC 78

The Insurance Times

Q1. A) Draw out a benefit chart assuming the sum

insured to be Rs 2,00,000.

Ans. The following table shows the benefits chart of a policy

whose sum insured is Rs.2,00,000.

Contingencies Amount of compensation
payable

a) Death (a) Rs.2,00,000 (100% of
Capital Sum Insured)

b) Loss of 2 limbs or (b) Rs,2,00,000 (100 %
2 eyes or 1 limb capital sum insured)
and 1 eye.

c) loss of 1 limb or 1 eye (c) Rs. 1,00,000 (50%
capital sum insured)

d) permanent total (d) Rs,2,00,000 (100 %
disablement capital sum insured)

e) permanent partial (e) Percentage as shown in
disablement the table in the policy

f) temporary total (f) weekly payment of Rs.
disablement 2000 (1% of Capi tal
sum insured) up to maximum
of 100 weeks. The limit of
the weekly payment is
restricted upto maximum
Rs.3000.

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