Page 98 - Misc Ebook IC 78

The Insurance Times

Jockeys, Circus personnels, persons engaged in
racing cars or horses, big game hunting,
mountaineering, winter sports, skiing, ice hockey,
ballooning, hand gliding, river rafting, polo and
persons engaged in occupations with similar
hazards.

Q2.a) Discuss in detail the important factors which
an Insurer considers while underwriting a
Burglary Insurance.

Ans. There are some important underwriting considerations
while underwriting Burglary Insurance. They are as
follows:
(i) Nature of the insured property - two aspects
are relevant here, one the value of the property
and the other, the weight and the volume of the
profit. Articles of small weight and volume having
high-value are obviously most attractive to the
burglars.

(ii) Premises in which the insured property is
housed - the class of construction of the premises
is important. Besides, premises situated in densely

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