Page 10 - Insurance Times November 2018
P. 10

e  ern  one o   I   o             I         F n   o i en i   in e   en  ri
                                                    t  l   n   r  o  t        ill str n t  n its int rn l s st  s to i  nti
            e   n    enc   orce
                                                                        ris s  sso i t    it  in  st  nts in t        o
                s   st rn  on l o  i    l ns to
                                                                        t    risis o             lt    il        t  l   n
                                n  its    n
                                                                          s    n   l  to r  o  r its    s  ro         t
                             or   o       l
                                                                         ss t   n     nt  o   n   ill  o  s  or  on
                               nts         r
                                                                        its o n in    n  nt    l  tion in    ition to t
                              nt  t is     r
                                                                        r  orts o    t rn l  r  it    n i s to   t r in
                               t  o l     n
                                                                        t   ris   ro il  o   o   ni s
                              o t     l     o
                                                t  l   n s      s  n     ssi    s      l     ror  o t lo   ro  li  i    n s
                               nts  r  to
                     or    r         s i   i in  in    t    r    inst  n in lo  o   s      l     ror  in     st   i  t
                                               risis        t  l   n   too    s s  n  n o t lo   ro  its li  i    n s   o    r
             n n     on l    n   r     st rn
             on    s   rt o   n    r ssi     r           r  t     i        ti   o  i  r o        t  l   n   ss t   n     nt
              tin  str t     t    or or tion   s   t   s i  t   in lo s      lr     st rt    o in  in t is
             lso in r  s   its in  o s    r  tin        on t       n       lt on    i r   l t   s     s             n  on
             or        o t      r   nt     s i
                                              in  t   s    to t    or or t s  lso    t in s      s  n rio     t  r  o   r
                   st rn   on     o  risin       in         lt or not   o   r       t       r  is    ont  ion      t   it
                r s tr       r t   o       n   r   l   s      n    ro  o r   n s  lso   t    n          is  ss    it  o r
             n   i   is    riti  l  r  o  t    or o    or or t s  t    s i  t     ill  o         it   s   s i      r
            r tion   it       r   nt o  its   sin ss
                                                       t  t   il     it l   r  t r   l tor    i  i  t loo  into t   rol  o
             o in   ro  t is r  ion   n t   l st  is
                                              t   r tin     n i s  n     t  r t    n    to ti  t n t  ir r tin   ro  ss   s
              l   n      r          t    on   n
                                              s t   n     nt  o   ni s  ill loo  to str n t  n t  ir int rn l  ss ss  nt
              r rot    o t      l    n    oli i s
                                                    t  l   n  tr   s  ro n       o   ni s   il   n  in  sts in      o
             n   ro   t in   o t  s        ror
                                              ni s      r r   ins  o    l o  t     r  ts st  ilisin  on   t          risis
             s  irst  r  i   in o     ot l  r
                                              s ttl s  o n
             i   in o   o  t    on   or t   l st
             is  l   s n  rl   s         ror
                                               I   o  in  Fin nce  e er     n  o r i e  ore   n
             n n        t  t  in n i l  l nnin
                                                   o sin   in n     s     rr   its  l n to r is     to  s        ror  t ro
                to    in  it  li   ins r n
                                              non on  rti l      nt r s            s  o   i   r r t s   in     ss o         r
            s i  t  t li   ins r n     s    o
                                                nt       o sin   in n    o   n  no   l ns to r is  t     n s l t r t is
            t   t ir  n   ssit    t r roti   oo
             n             lot in        tin    in     to  r  t    o   n    s r is   s        ror  t ro       s on  n    r
                 n  s  lt r    s  o sin               r t  o         r   nt   ri in ll   t    o   n    s loo in  to r is   s
             o     r      nsi    it   rot  tion       ror       in t r   t nors        r     ont s       rs     ont s  n
            o  li  s    o in   riti  l   i in  lso     rs       i  in    s   t   n        n            or  t    i  in  st rt
            s i  t  t li   ins r n    ro i     n  t    o   n       ot r s ons s  or  s        ror     t t   r t s o   r     r
             l   nt  o    o   lsi    s  in    or  in     ss o         r   nt
              n   n i ns   n   o l    t  ll   n
                                                           rr   to    s      orro in       s  o   i   r r t s   s i   in
            s r  lon  t r   in n i l st  ilit     n
                                                            o sin   in n         ill  o      to t     r  t l t r t is      to
             o   r   to  n  ot  r  ro   t
                                              r is  t is   o nt     t r t              lt   o   ni s  r  loo in  to r is  lon  r
                is iss   t   notion t  t li   in   t nor   n s to   t   t  ir li  ilit   o  it  nts  it    s   lo s  ro   ss ts
            s r n     s   lo  r t rn  ro   t
                                                   o   n   l ns to r is   s         ror  to  s         ror  t ro       o
             r  in  t  t it   s   rt o      ol
                                               in tion o     s    n  lin s  n   o   r i l     rs       o   r i l     r
                    o     n  its  t  t  in l
                                              o tst n in   or t    o   n  is  s         ror  to  s         ror     o ntin
            s  in s  ris   o  r  in  st  nt  n
                                              to   o t     r   nt o  t    oo    ro it  t t    o sin   in n    o   n  ros
            t     n  its   n  it   s  ll   o t t
                                                r   nt to  s      ror    rin  t   s  on     rt r o  t    in n i l    r   ross
             ort n t      in    or  t     n ort
                                              non  r or in   ss ts  or t    o   n  stoo   t        r   nt  s on    t    r
            n t      s i
                                                         ross    s in t   in i i   ls
                Th             T
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