Page 13 - Insurance Times November 2018
P. 13

In  rer  c n    en  co er          i    re   en  co      r   e  n   or  i  er co er  e
                                                  st    ris  in t    ost o  tr  t  nt  n   ro in     r n ss      l   to  n
             or  I      ien
                                                                        in r  s  in t      r    s   ins r    n  r r t il
            I   I                                                          lt  ins r n    oli i s         r    s   in
                                                                        s r      i     s t  i  ll    t   n  s      l
                    s s i  t  t      ositi   in
                                                                        till t o to t r      rs         s in r  s   to  s
                                  i i   ls
                                                                             l        r    s  lso    n  n in r  s  in t
                                   nnot
                                                                        n    r o   ons   rs    in  r t il    lt   o  r
                                   ni    in
                                                                        o  r  n    o   t    ro    oli   o   r
                                 s   r   n
                                               lo  rs
                                  o  r    n
                                                 or in  to   r   nt st        oli       r  o   ro   t    nno  tion   ntr
                                 l ss  s
                                              n  rl       r   nt o   n i ns   r   sin     lt  ins r n   onlin   r   r    ini
             ort          t  ri l  st  i s
                                                   o  r o   s    l         st    too  into    o nt t      in       io r o
            r   l tor   s  s    ins r rs to sto
                                              o  r         ons   rs   ross     t t s
             is ri in tin     inst   rsons  it
                                                  lt   r   osts  r  risin   t  n  strono i  l r t    n  li  st l   is  s  tr  t
                                                nt  osts  n    r    t   n  s       l    in       nt  ri  t   os it l in  r
                    s      t is   n  tor
                                                n  r  s   s s        s    l       r       lt   o  r  o   t t o t r      rs
            t r          n     no   i i n
                                                      s    o      s    l     o  r to        i   n t  n     ni         ro
             ir s        n      ir       no
                                                t  n   nno  tion   oli       r  tol    sin ss in      or in  to  i    ro in
             i i n     n ro            r   ntion
                                                 r n ss  ris  in tr  t  nt  osts   n   i   r  is os  l  in o    ill   s   on
             n   ontrol    t             into
                                              s   rs to o t  or  i   r  o  r      o in   or  r
             or    ro     t    r           t
                                               oli       r   or inst n      s  itn ss     st     ris  in t   s  r  o   ons
              rs ins r n    o   ni s  ro   is
                                               rs  oin  in  or  i   r s   ins r   o   s    l     n    o   in t   l st t r
             ri in tin     inst      ositi   in i
                                                 rs   n       n  rl       r   nt o  its  ons   rs  o   t  oli i s   lo   s
             i   ls    o    r    ost  ins r n
                                              l      n  onl       r   nt  o   t  oli i s   o    s    l      o    r  in
             o   ni s      st           ro
                                               or  t  n      r   nt  o   t  oli i s   o    s    l       il  onl    o t      r
            l  n  in   ro   ts  or                 nt o t    or l ss t  n  s    l    s   ins r
            ti nts     to  ri in  r l t   iss  s
                                                   sit  tion is in st r   ontr st to t    s  l  r  ti     o t  i   to s   n    rs
                t   i   nit  is lo      to     r     o    n   o l   i  not   r  to        lt  ins r n     rl  on in t  ir  o s
            son    in        ositi     tr  t  nt  s i     r   n     r     os  l          n  r ritin   n    ins r n
                ns s  o    s   r l ti  s         n r l        r o   n r l  ns r n     s    n r   i in    lot o     ri s  n
             ost o  t sts  n    r tion o  st   in  s  s    nt  on  rsions  ro   ro    oli    ol  rs   it  r  or r t il to      l ns
            t    os it l  or      ositi     ti nts  or  or in i i   l  o  r  or    i   r s   ins r
             o l           or   o   r   to
                                                     o c  n e  e     in  r nce   n  c  e
            r   l r   ti nts     t is     ins r
             n    o   ni s  r    r    o t o     it           o t  s          ror   ill           into t      lt   r  s  tor
              rin   o  r  or   rsons  it   o      i    ill      it  ossi l   or    i  l in r str
             ro is   i   nit      s nior in  s   t r  to i  ro      n in s  ll r  iti s  n  to ns
            tr  o  i i l s i                      n   or    lt   r  is  oin  to in r  s    i
                                               ill      t      lt   r  s t       n in s  ll r
               rini  s n  or  r      n i   s
                                              lo  tions    si l     s   ins r   o   s    l      n
            s r n     o   n        s i
                                               i      lit      ss to    lt   r    i    in t rn
             ro l   is t  t ins r rs  o not
                                               ill i  ro   li        t n
             no      t  to   si n    o  r  or
                                                     ill       l ssi    s  o     li   ri  t    rtn rs i   n  it  ill         o ino
                 ositi     ti nts       n o   r
                                                   t on t    ntir     lt   r  l n s       t  ill l    to st n  r is tion  tr  t
             o  r     or   rl  st         ositi
                                                nt  roto ols  n   ri    is o  ri s   ll o    i    ill   l  r t il    lt  ins r
              ti nts   it     rt in       ts   n
                                               n   too   ll o  t is     not  l   o t i    i t l     t in t   n  t        rs
             on itions
                                                     ill  o  l t l  tr ns or     lt   r
                                                                        Th             T
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