Page 24 - Insurance Times November 2018

hi in t rn led to a i ni i ant in rea e in the allo ation o ima o ana he heme ha renamed a radhan
nd or it in the inan ial year he ha no antri an ro ya hiyaan and ill la n hed y
een re hri tened a the ational ealth rote tion heme o r rime ini ter on eptem er on the irth
and it o era e i rai ed rom the rrent le el o anni er ary o andit eendayal Upadhyay hi ill e the
to per amily o i e on a loater a i orld lar e t o ernment nded health are pro ramme
he ene i iary amilie nder heme in ere and ade ate nd ill e pro ided or mooth
lo e to rore o erin only o the total eli i le implementation o thi pro ramme
ho ehold
he ro o ntry e iden e e t that trate ie to
ho h the introd tion o the i ni ie a paradi m a hie e ni er al health a e are ho e er not ni orm
hi t rom the traditional inte rated p li health are a ro o ntrie e look at the de eloped o ntrie
inan in and deli ery o er i e o e er a n m er o ha e ni er al health are hey adopt one o the
t die o nd that oth in amo nt and it o era e i e ollo in three model n a in le payer y tem the
the heme a inade ate o ernment ta e it iti en to pay or health are el e
o the o ntrie ha e thi y tem he United Kin dom i
rther not all the tate ha parti ipated in a ome an e ample o in le payer o iali ed medi ine
tate ha e already their indi id al health in ran e
heme or their people e pite e eral initiati e a ther o ntrie e a om ination o o ernment and
n m er o t die ha e on l ded that that the p li ly pri ate er i e pro ider i o ntrie en or e an in ran e
nded health in ran e heme in l din and the mandate t re ire e eryone to y in ran e either
tate a ed health in ran e heme appear to ha e ailed thro h their employer or the o ernment ermany i the
to pro ide inan ial ri k prote tion to the poor ho ehold e t e ample o thi y tem he nine remainin o ntrie
in the o ntry e a t o tier approa h he o ernment ta e it iti en
to pay or a i o ernment health er i e iti en an
r h n ntr n ro h n al o opt or etter er i e ith pplemental pri ate
in ran e ran e i the e t e ample

n order to pro ide a etter ni er al health are a ilitie n the re ent pa t the poli y de ate in ndia ha een
o ernment in the d et ha anno n ed a ne hi tin rom health or all a ta a ed y tem to health
heme namely y hman harat hi h aimed to o er or all ith inan ial prote tion a mi trate y o e er
o er rore poor and lnera le amilie appro imately e elie e the ne initiati e taken y o ernment a the
rore ene i iarie re i tered nder the o io onomi need o the ho r a many de eloped and de elopin
a te en o ndia pro idin o era e pto o ntrie ha e already tarted the Uni er al ealth are in
lakh r pee per amily per year or e ondary and tertiary early o t entieth ent ry e apan ermany
are ho pitali ation el i m et

he heme ha med the e i tin a htriya a thya
mpl m nt t on o r
nitially o ernment ha planned to do a pilot r n o the
heme in e tate namely hhatti arh Uttarakhand
e t en al handi arh ima hal rade h aman and
i a aland anip r aryana and ndhra rade h o
ar o t o tate and nion territorie ha e a reed
to oin the heme

nother i are e pe ted to i n p in the omin month
hile di ha ha opted o t and la n hed a ne heme
namely i a thya Kalyana o ana K he ational
ealth en y i the implementin a thority o

Th T