Page 26 - Insurance Times November 2018

aci i ies i ea o an increase in eir u i isa ion is
i ea o a ecrease in an re uce e
epen ence on e pri a e sec or o ern en s ou
ocus ore on in e ne y aunc e
sc e e

e is ar e in e ocio cono ic as e
ensus is s e sc e e e s runnin e
can e en in o ro in i ou o a ar e popu a ion
rou a ier sys e ere e o ern en ay
pro i e insurance ase ea care ser ices o peop e
o can a or ere y i i a in e o ern en
isca cos

socia exc usionary processes a exacer a e e
V
si ua ion or e u nera e an ar ina ise an
ere ore ey are una e o ain any ene i ro nsurin uni ersa ea care re uires a pu ic y ana e
ese i ran s ri a s an eser e or i o e ea sys e i in ree co pre ensi e an ua i y
o en ere oun ess i e y o e co ere y ea care o a s oun a ion is in e ri s ase
insurance sc e es e ina i i y o e sc e es o accoun a i i y ra e or a a so a resses e socia
pro i e co era e o e e i i e popu a ion is e er inan s o ea re uires s ren enin o e
i i e y e ac a enro en ra es are ess pu ic sec or an pro o ion o e con inuu o care
an in se era s a es un er e as riya as ya approac en i in e pu ic ea care sys e ocus
i a o ana o ere is a nee o up a e e s ou e on re o a o arriers o ar s ensurin ree
is a s a e e e o enro e a i ies access o ua i y ea care across a e e s o ea
ser ices o a peop e
e a iona on erence on ea nsurance an
ni ersa ea are in n ia or anise y e en re
e pri a e sec or nee s o e re u a e an oni ore an
or n uiry in o ea an ie e es an
e pu ic ea sec or s ren ene us ins ea o a
a a ns i u e o ocia ciences u ai in
a iona ea ro ec ion c e e e nee o
c o er e i ence across e u ip e s u ies
con inue o ai or a co pre ensi e na iona ea care
presen e a so c ear y s o s a ere as een no
ser ice as as reco en e y e ore o i ee in
si ni ican i pac on e ou o poc e expen i ures

incurre y e poor an none o e sc e es
ere cas ess as en isa e e reasons ere se era

a ien s an eir a i ies con inue a in o pay or
ia nos ics an e icines an e prac ice o Barai-Jaitly T. a . l r t i
rei urse en o cos s is co on e si ua ion or alt ra i liti al ly
e poor can e a ra a e i e c ai s are re ec e J . .
or ere are e ays in se in c ai s or rei urse en s B at . a Ba . . alt ra a T ir
e con inue in er is ric ra e en ione ear ier arty i i trat r a all i a
a so a s o cos o ea care ou o o s a liti al ly J ly
rei urse en o e i is a so a conse uence
a al . i ri at alt ra i ia
o e a sence o e con inuu o care approac as
t tial a t a lat ry i a liti al
e axi u expen i ure is incurre y e pa ien
ly l. . . - . - .
prior o reac in er iary care ser ices an a e e e
a . alt ra t a
o e ou pa ien epar en is a so i arre
all i a liti al ly l. .
o in a e o ern en is i in o pay uc
. - . -
ore or e sa e ser ices a ou e c eaper ere
ey a e a ai a e rou e pu ic sec or is a so B alt alt i ar a B it ia
ar ue a s ren enin e pu ic ea care ra r ary

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