Page 23 - Insurance Times June 2019

THE RELEVANCE

AND IMPLICATIONS

OF CERTIFICATE OF

REGISTRATION IN

MOTOR INSURANCE

Abstract
The Certificate of Registration is an important document asked for at several junctures right from the issuance of a
policy to the settlement of a claim. The research article discusses threadbare its relevance in motor insurance by delving
into the provisions of Motor Vehicle Act and Regulations in India and the fundamental requirements of insurance in
order to gauge how do these provisions impact the operation of Motor insurance.

The certificate of Registration is one of the most vital documents considered both at the time of underwriting a motor
policy as also at the time of settling a motor claims. The interpretation or misinterpretation of this particular document
often becomes the bone of contention between an insured and an insurer.

The MV Act, 1988 Provisions: -
About the author
According to Section 2(4) of MV Act 1988 (corresponding
Prof(Dr.) Abhijit Kumar Chattoraj to section 2(2) of the Motor Vehicles Act, 1939), "A
Chartered Insurer, certificate of registration" means the certificate issued by
Chairperson -PGDM -IBM -BIMTECH a competent authority to the effect that a motor
vehicle has been duly registered in accordance with
the provisions of Chapter IV.
Dr. Prakash Jadhav
PhD- Deputy RTO - Necessity for Registration. -
Mumbai and Visiting Faculty at NIA As required by Section 39 of MV Act 1988, "No person shall
Pune and III Mumbai drive any motor vehicle and no owner of a motor vehicle
shall cause or permit the vehicle to be driven in any public

The Insurance Times, June 2019 23