Page 47 - Insurance Times June 2019

Non-Life Insurance Plan

Health Insurance

Critical Illness

from Bajaj Allianz General Insurance
Company Limited

Critical Illness First Heart Attack (Myocardial Infarction)
A health insurance plan that covers critical illness means Kidney Failure
you can insure yourself against the risk of serious illness in
Major Organ Transplant
much the same way as you insure your car and your house.
Stroke
It will give you the same security of knowing that a guar-
anteed cash amount will be paid if the unexpected happens Aorta Graft Surgery
and you are diagnosed with a critical illness. Primary Pulmonary Arterial Hypertension
Multiple Sclerosis with Persisting Symptoms
Key Benefits
Permanent Paralysis of Limbs
The benefit amount is payable once the disease is di-
agnosed meeting specific criteria and the insured sur-
Exclusions
vives 30 days after the diagnosis.
Any critical illness for which care, treatment, or advice
The insured receives the amount as lumpsum so that
was recommended or which was first manifested or
he can plan the treatment accordingly.
contracted before
Expenses like donor expenses in a transplant surgery,
Any critical illness diagnosed within the first 90 days
which are not covered under normal health insurance
Death with in 30 days following the diagnosis of the
policy, can be paid out of the amount received under
critical illness
this cover both in India & abroad.
Presence of HIV/AIDS infection
Very competitive premium rates.
Treatment arising from or traceable to pregnancy or
Sum insured options of Rs. 100,000/- to Rs. 5000000/
childbirth, including caesarean section and birth de-
- for age group of 6 yrs. to 60 yrs.
fects
Sum insured options of Rs. 100,000/- to Rs. 500000/-
War, invasion, act of foreign enemy, terrorism, hostili-
for age group of 61 yrs. to 65 yrs.
ties (whether war be declared or not), civil war, rebel-
Tax saving up to Rs. 100,000 under Sec 80D.
lion, revolution
Coverage Naval or military operations of the armed forces or air
force and participation in operations requiring the use
SI available from 1,00,000 to Rs. 50,00,000
of arms or which are ordered by military authorities
Age band - 6 yrs - 59 Years. for combating terrorists, rebels and the like, any natu-
ral peril
Illness Covered
Consequential losses of any kind, be they by way of
Cancer
loss of profit, loss of opportunity, loss of gain, business
Coronary Artery Bypass Surgery interruption etc.

The Insurance Times, June 2019 47