Page 42 - Banking Finance September 2024
P. 42
ARTICLE
The Fail Proof Model
to Achieve your
Financial Goals
Girsh Khandelwal
Volatility Coach
Founder, Hamara Planner
Chennai
Most of the Financial Goals fails because LACK OF DISCIPLINE strategy to achieve it. There is a
say that, PEOPLE MAY FAIL BUT STRATEGY or PROCESS WON'T. Any goals with DISCIPLINED
STRATEGY can increases the success rate of achieving by 90%.
M ost of the Financial Goals fails because and reality what they realize and the simple reason for
it is investments are not mapped with specific duration
LACK OF DISCIPLINE strategy to achieve
it. There is a say that, PEOPLE MAY FAIL
based upon the objective. The below strategy can help
BUT STRATEGY or PROCESS WON'T.
Any goals with DISCIPLINED STRATEGY can increases investors to follow in any situation of the market. The fear
of high and low of the market volatility is well protected
the success rate of achieving by 90%. When it comes to with this strategy
investment planning, the mis-match between expectation
Short Term Bucket :
3 Disciplined Bucket Strategy
List down the goals or objective of
investments which fall between 0
to 3 years, Ideally this bucket
refers to Protective bucket and
impact of the market fluctuation is
least. The investment strategy
under this bucket will be ideally in
the instruments such as Saving
Bank, Liquid Funds, short term
bonds, money market and etc. The
returns expected are 4% to 7% Per
Annum.
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38 | 2024 | SEPTEMBER | BANKING FINANCE
