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DŽƌƚŐĂŐĞ ďƌŽŬĞƌ
ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ ŝƐ ŽŶĞ ŽĨ ƚŚĞ ĮƌƐƚ ƉĞŽƉůĞ LJŽƵ ǁŝůů ďƌŝŶŐ ŝŶƚŽ LJŽƵƌ ƚĞĂŵ͘ /Ĩ
LJŽƵ ŚĂǀĞ Ă ŐŽŽĚ ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ͕ ƚŚĞŶ LJŽƵ ŚĂǀĞ Ă ŵƵĐŚ ďĞƩĞƌ ĐŚĂŶĐĞ ŽĨ
ĂƌƌŝǀŝŶŐ Ăƚ ƐĞƩůĞŵĞŶƚ ǁŝƚŚ Ă ƐŵŽŽƚŚ ĂŶĚ ƐƚƌĞƐƐͲĨƌĞĞ ũŽƵƌŶĞLJ͘ Ɛ ĮŶĂŶĐĞ ŝƐ
ƚŚĞ ŶĂŵĞ ŽĨ ƚŚĞ ŐĂŵĞ͕ LJŽƵƌ ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ ŶĞĞĚƐ ƚŽ ŬŶŽǁ ŚŽǁ ƚŽ ƉůĂŶ͕
ƉƌĞƉĂƌĞ ĂŶĚ ĞdžĞĐƵƚĞ LJŽƵƌ ŚŽŵĞͲƉƵƌĐŚĂƐŝŶŐ ũŽƵƌŶĞLJ ǁŝƚŚ ƉƌĞĐŝƐŝŽŶ͘
tŚĞŶ ůŽŽŬŝŶŐ ĨŽƌ Ă ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ͕ ĐŽŶƐŝĚĞƌ ƚŚĞŝƌ ƌĞůŝĂďŝůŝƚLJ͕ ŬŶŽǁůĞĚŐĞ
ĂŶĚ ĞdžƉĞƌŝĞŶĐĞ ďĞĐĂƵƐĞ LJŽƵ ǁĂŶƚ ƐŽŵĞŽŶĞ ǁŚŽ ŬŶŽǁƐ ǁŚĂƚ ƚŽ ĚŽ ŝĨ ĂŶLJ
problems arise during the home loan process.
ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ ǁŝůů͕ Ăƚ Ă ŵŝŶŝŵƵŵ͕ ĚŽ ƚŚĞ ĨŽůůŽǁŝŶŐ ĨŽƌ LJŽƵ͗
o ĚǀŝƐĞ LJŽƵ ŽŶ LJŽƵƌ ůĞŶĚŝŶŐ ŽƉƟŽŶƐ ďĂƐĞĚ ŽŶ LJŽƵƌ ƐŝƚƵĂƟŽŶ͘
o Guide you to determine the best deal ĂŶĚ ƌŝŐŚƚ ŽƉƟŽŶ ĨŽƌ
LJŽƵ ŝŶ LJŽƵƌ ŐŝǀĞŶ ƐŝƚƵĂƟŽŶ͕ ƚĂŬŝŶŐ ŝŶƚŽ ĂĐĐŽƵŶƚ LJŽƵƌ ĐƵƌƌĞŶƚ
ĮŶĂŶĐŝĂů ƐŝƚƵĂƟŽŶ ĂŶĚ LJŽƵƌ ĨƵƚƵƌĞ ƉůĂŶƐ ĨŽƌ LJŽƵƌƐĞůĨ ĂŶĚ ƚŚĞ
property.
o ŽůůĞĐƚ ƚŚĞ ĚŽĐƵŵĞŶƚƐ ƌĞƋƵŝƌĞĚ from you and submit your
ĂƉƉůŝĐĂƟŽŶ ƚŽ ƚŚĞ ůĞŶĚĞƌ LJŽƵ ĐŚŽŽƐĞ͘
o ŶƐƵƌĞ ƚŚĞ ůĞŶĚĞƌ ƉƌŽĐĞƐƐĞƐ LJŽƵƌ ĂƉƉůŝĐĂƟŽŶ ŝŶ Ă ƟŵĞůLJ
fashion.
o &ŽůůŽǁ ƚŚĞ ĂƉƉůŝĐĂƟŽŶ ĐůŽƐĞůLJ to make sure no steps are
ŵŝƐƐĞĚ ĨƌŽŵ ůŽĚŐĞŵĞŶƚ ƚŽ ƐĞƩůĞŵĞŶƚ͘
dŚĞ ĂďŽǀĞ ŝƐ ƚŚĞ ƚLJƉŝĐĂů ũŽď ĚĞƐĐƌŝƉƟŽŶ ŽĨ Ă ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ͘ Ŷ ĞdžƉĞƌŝĞŶĐĞĚ
ĨƵůůͲƐĞƌǀŝĐĞ ŵŽƌƚŐĂŐĞ ďƌŽŬĞƌ ǁŝůů ĂůƐŽ͗
o ,ĞůƉ LJŽƵ ǁŝƚŚ property reports ŽŶ ƉƌŽƉĞƌƟĞƐ LJŽƵ ĂƌĞ
ŝŶƚĞƌĞƐƚĞĚ ŝŶ ƚŽ ŚĞůƉ LJŽƵ ŵĂŬĞ ĂŶ ŽīĞƌ ŽŶ ƚŚĞ ƌŝŐŚƚ ƉƌŽƉĞƌƚLJ͘
o ,ĞůƉ ǁŝƚŚ Ă &ŽƌĞŝŐŶ /ŶǀĞƐƚŵĞŶƚ ZĞǀŝĞǁ ŽĂƌĚ ĂƉƉůŝĐĂƟŽŶ
ĂŶĚ ŽƚŚĞƌ ƌĞůĞǀĂŶƚ ĚŽĐƵŵĞŶƚĂƟŽŶ ŝĨ LJŽƵ ĂƌĞ ůŝǀŝŶŐ ŽƵƚƐŝĚĞ ƚŚĞ
country.
o Đƚ ĂƐ LJŽƵƌ ͚ƉƌŽũĞĐƚ ŵĂŶĂŐĞƌ͕͛ ǁĂůŬŝŶŐ LJŽƵ ƚŚƌŽƵŐŚ ƚŚĞ ĞŶƟƌĞ
purchase step by step to ensure you do not miss anything.
o ŽŶĚƵĐƚ ƌĞŐƵůĂƌ ŚŽŵĞ ůŽĂŶ ŚĞĂůƚŚ ĐŚĞĐŬƐ ĂŌĞƌ ƐĞƩůĞŵĞŶƚ
to ensure your home loan remains the best deal for you.
Most mortgage brokers in Australia do not charge a fee for their services as
they are paid a commission from the lender you choose.
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