Page 52 - November 2021 Issue.indd

change from year to year and your added after 63 continuous days without
current plan should be analyzed for any proof of credible coverage after your
changes moving forward into the New initial enrollment period ends, which
Spot the Open Enrollment period of October Birthday. The penalty is set at 1% for
Senior Year. Due to ongoing Covid outbreaks,
is generally 6 months after your 65
15 to December 7 will be efficiently
each month not covered times an annual
handled by telephone and forms will be base number. The base number for 2021

exchanged through the mail. is set at $33.6. This number can, and has,

Senior Moments changed annually. This means that your

by Mary Moran Now is the time to contact Mary Moran penalty can go up, or down, each year
410-829-2535/ 410-490-3078 for assistance with evaluating your plans dependent on the base number.
medication availability, and the premium
and tiering cost changes eff ective as of Let’s say you did not have credible drug
On November 11 our Nation observes
January 1, 2022. It’s easy to do! Simply coverage for 31 months. The formula
Veterans Day. It is a special day set aside
call 410-479-2535 and share your name looks like this: 31 months X 1%=31 so
for United States citizens and residents
and address to receive our SHIP form 31 X 33.6=10.41… which they round up
to thank our Vets across the country. On

in the mail. Carefully fill it out, sign to $10.50. Therefore a $30.00 monthly
behalf of all of Caroline County I’d like
the back, and return to the address on premium becomes a $41.50 monthly
to take this opportunity to thank each
the form so you are ready for 2022! premium. Once you are penalized,
one of our Caroline County Veterans
Remember: Your benefits checkup will the penalty amount will be added to

for your patriotism, service, and for all
include eligibility evaluations that may your RX “D” plan for as long as you
the brave sacrifices made by you and
help you save money using Medicare have Medicare! Whatever drug plan
your families. You have honored our
Savings Programs, so be sure to include you enroll in collects the penalty and
nation by giving us your time, energy,
your individual and household gross forwards it to Social Security.
and dedication to excellence. We are
incomes as requested on the form!
grateful for your service and pray that As stated in last month’s column, there is
you know that men and woman like you For those who have put off enrolling in a lot of advertising being pumped out by

are what makes America Great…not the Original Medicare part “D” prescription mail and on the airways. Many diff erent
politicians. Please know you will always drug coverage, this is your reminder types of companies are throwing the
have our gratitude, love, and respect for that part “D” is NOT optional for “Medicare” word around! Th ese bozos
serving your country and stepping up those in Original Medicare. This advertise to “Qualified Medicare
to the plate in whatever capacity you are Open Enrollment Period is your only Beneficiaries”, thereby targeting a generic

needed. Caroline County supports our opportunity during the year to sign up pool of folks they can hook and reel in to
military and military families with a big for a plan that will start January 1, 2022. make a sale. They hit the jackpot and are

“Thank You”, not only on Veterans Day For those who failed to sign up for “D” halfway home when someone responds

but every day! when first eligible, there is a lifetime to the adds with a question! Remember
penalty that is automatically added to these fast-talking salespeople are trained
Medicare Open Enrollment is now in
full swing. Remember your Medicare your monthly premium for not enrolling to wear the consumer down with long
Prescription Drug Plan coverage can when you are eligible. The penalty is sales pitches to sell you anything from
“Healthy Groceries/Meals Now Available
TURNING 65? Monthly at no cost” to electric socks that
Medicare will pay for (wrong!)! Nothing
is free, and if a fast-talking salesperson
Confused about all the Medicare Terms & Options? starts the pitch, remember they don’t
Let Me Help You! give a fig about you, so if you realize you

made a mistake, just hang up!
Always look for the small print disclaimer
Anthony Insurance Services on mailings or emails, indicating that
Ann M. Anthony the advertiser is not affi liated with the
Federal Government, such as Social

Security or Medicare. The disclaimer is
required by law to protect the consumer
Specializing in Medicare Supplemental Plans,
from misleading advertising. If they get
Medicare Advantage Plans, Medicare Part-D Plans, you on the phone ask them directly if
Dental and Vision, Long Term Care, and Life Insurance they are government affiliated, and if not,

Call Ann Today for an Appointment 410-708-0899 • anthonyins17@gmail.com know it is nothing more than advertisers
22850 Fleming Road, Denton, MD 21629 trying to set the hook! Simply hang up,
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